Terms of Service

Effective Date: August 2025

Welcome to Cash and Quill (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, services, and any related content (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, please discontinue use.


1. Eligibility

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use our Services. By using our Services, you represent that you meet these requirements.


2. Accounts

To access certain features, you may be required to create an account. You agree to provide accurate information and maintain the security of your login credentials. You are responsible for all activity that occurs under your account.


3. Payments and Transactions

If our Services involve purchases, subscriptions, or financial transactions:

  • All fees are stated in [currency] and are non-refundable unless otherwise stated.
  • You authorize us (or our payment processor) to charge your chosen payment method.
  • We are not responsible for fees charged by your bank or payment provider.

4. User Content

You may have the ability to create, upload, or share content (“User Content”). By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute it solely in connection with operating our Services. You retain ownership of your content.

You agree not to post or share content that is unlawful, infringing, harassing, defamatory, or otherwise harmful. We reserve the right to remove any content that violates these Terms.


5. Intellectual Property

All site content, trademarks, branding, and materials provided by Cash and Quill are owned by or licensed to us. You may not copy, distribute, or exploit our materials without prior written consent.


6. Prohibited Conduct

When using our Services, you agree not to:

  • Violate laws or regulations.
  • Attempt to hack, disrupt, or interfere with our platform.
  • Engage in fraudulent, misleading, or abusive behavior.

7. Termination

We may suspend or terminate your access to our Services at any time for violations of these Terms or other conduct harmful to the platform.


8. Disclaimers

Our Services are provided on an “as-is” and “as-available” basis. We do not guarantee that the site will always be secure, error-free, or uninterrupted.


9. Limitation of Liability

To the fullest extent permitted by law, Cash and Quill shall not be liable for indirect, incidental, or consequential damages arising from your use of our Services.


10. Governing Law

These Terms are governed by the laws of [insert governing jurisdiction]. Any disputes shall be resolved in the courts of [insert location].


11. Changes to Terms

We may update these Terms from time to time. Continued use of our Services after changes means you accept the new Terms.


12. Contact Us

If you have any questions about these Terms, please contact us through the contact page